Envision Process

EnvisionSM is an innovative profiling process that is intended to increase your confidence to help you better enjoy your life today and pursue realistic goals for tomorrow. Envision is designed to help you monitor progress toward your goals, adapt to changing conditions, and manage investment risk. This process begins with a simple discussion to identify realistic life goals, state them in measurable terms, set priorities among them, and tie them to your investment portfolio.
 
Using advanced statistical simulation methodology, Envision can assist in finding the delicate balance needed to help you to progress toward your goals.
 

 
With your help we can use the Envision process to help you answer critical questions all investors may face: Am I compromising my goals too much with my investment choices? Am I taking too much risk or not enough? Am I compromising my life today for tomorrow? Do I need to reevaluate my goals or the time projected for achieving them? Based on your responses to these types of questions, investments and risk tolerance, Envision helps us set a realistic strategy.
 
To learn about Envision, click here.
 
IMPORTANT: The projections or other information generated by EnvisionSM regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time. Unlike financial planning, Envision does not include a detailed analysis of insurance, real estate investment or savings strategies. It also does not cover estate and tax planning.
Envision utilizes a simulation model to test your plans. This model includes assumptions on inflation, financial market returns and the potential relationship between these variables. These assumptions were derived from analysis of historical data. The primary data used in calculating performance statistics is provided by the Center for Research in Securities Pricing. Using Monte Carlo simulation, Envision simulates 1,000 different potential outcomes over a lifetime of investing, incorporating varying historical risk, return, and correlation between the assets based on indices over several market cycles. Some market indices do not provide sufficient historical data to gauge asset class performance over multiple market cycles. In those cases, we have made some adjustments, including the use of performance statistics of related asset classes, to reflect various market cycles that may not be represented in the time period for which data is available.